• The Type of Information we Collect
• Information Collected Automatically
• How we Protect your Information
• How we use the Information
• How we Share the information and for What Purpose
• Third-party Collection of Information
• How Long we Retain the Information
• Corporate Transaction
• Updates or Amendments
• How to Contact us
The Type of Information we Collect
We may collect two types of data and information from our Users. The first type of information is and non-personally identifiable information (referred to as “NPI”) pertaining to you, which may be made available or gathered via your use of the Services. We are not aware of the identity from which the Non-personal Information is collected. The types of non-personal Information we collect may include your aggregated usage information and technical information transmitted by your device, including certain software and hardware information about your device (e.g., the device you use, the type of browser and operating system your device uses, language preference, access time and the website’s domain name from which you linked to the Services, etc.), in order to enhance the functionality of the Services. We may also collect information about your activity on the Services (e.g., pages viewed, online browsing, clicks, actions, timestamps, etc.). None of the data collected in this category contains any personally identifiable information. The second type of information is personally identifiable information (referred to as “Personal Information”), namely information that identifies an individual or may with reasonable effort identify an individual. Such information may include:
Voluntarily Provided Information: We may collect information which you provide us voluntarily. This may include: your name; email address; username; password; location; and any other information you may choose to provide.
Device Information: We may collect Personal Information from your device. Such information may include geolocation data, IP address, unique identifiers (e.g. MAC address and UUID) as well as other information which relates to your activity through the Services.
For the avoidance of doubt, if we combine Personal Information with Non-personal Information, the combined information will be treated as Personal Information as long as it remains combined.
Information Collected Automatically using Cookies and other Tracking Technology
We may use the automated technologies to collect information about your equipment, browsing actions and usage patterns. The information we obtain in this manner may include your device IP address, identifiers associated with your devices, types of devices connected to our Services, web browser characteristics, language preferences, clickstream data and dates and times of visits to our site.
You may remove the cookies by following the instructions of your device preferences. However, if you choose to disable cookies, some features of the Services may not operate properly and your online experience may be limited.
How we Protect your Information
We use appropriate technical and organizational security measures to protect your stored personal data against manipulation, partial or complete loss, and unauthorized access by third parties. Our security measures are continuously being improved in line with technical developments. Although we take reasonable steps to safeguard information, we cannot be responsible for the acts of those who gain unauthorized access or abuse the Services, and we make no warranty, express, implied or otherwise, that we will prevent such access. If you feel that your privacy was treated not in accordance with our policy, or if any person attempted to abuse the Services or acted in an inappropriate manner, please contact us directly at email@example.com.
How we use the Information
• Account setup and to provide the Services;
• To identify and authenticate your access to the Services;
• To authenticate your identity for the purpose of compliance with regulatory Know Your Customer requirements (including a Customer Identification Program and Customer Acceptance Policy);
• Communication, to keep you informed with respect to your use of the Services;
• Research and analytics to improve and customize the Services to your needs and interests;
• To support and troubleshoot the Services and to respond to your queries;
• To investigate and resolve disputes in connection with your use of the Services;
• To detect and prevent fraudulent and illegal activity or any other type of activity that may jeopardize or negatively affect the integrity of the Services; and
• To investigate violations and enforce our policies, and as required by law, regulation or other governmental authority, to comply with a subpoena or similar legal process or respond to a government request.
How we Share the Information and for What Purpose
Third-party Collection of Information
For how Long we Retain the Information
Because we respect your privacy rights, you may contact us at any time and request: (i) to access, change, update or delete any Personal Information relating to you; or (ii) that we will cease any further use of your Personal Information, or that we shall remove your Personal Information (subject to any other legal obligation that may require us to keep the information). Please note that we will retain the information we collect for as long as needed to provide the Services and to comply with our legal obligations, resolve disputes and enforce our agreements. We may rectify, replenish or remove incomplete or inaccurate information at any time and at our own discretion. If you wish to raise a complaint regarding how we have handled your Personal Information, please contact us directly at firstname.lastname@example.org. If you are not satisfied with our response or believe we are collecting or processing your Personal Information not in accordance with the laws, you can complain to the applicable data protection authority.
The Services are not to be used by individuals under the age of 18. If you are under 18 years old, you should not download the Application, use the Services, or provide any Personal Information to us. We reserve the right to access and verify any Personal Information collected from you. In the event that we become aware that an individual under the age of 18 has shared any information, we will discard such information. If you have any reason to believe that a minor has shared any information with us, please contact us at email@example.com.
Who we are and How to Contact us
The details of the Company are as follows: Loan House (a Florida Corporation)
Information on our corporate offices is located at firstname.lastname@example.org.
If you have any general questions regarding the Services or the information that we collect about you and how we use it, please contact us at email@example.com